diff --git a/src/components/common/HtFeeMethodGrid.vue b/src/components/common/HtFeeMethodGrid.vue
index a3a3cf7..6cfbeef 100644
--- a/src/components/common/HtFeeMethodGrid.vue
+++ b/src/components/common/HtFeeMethodGrid.vue
@@ -11,6 +11,8 @@ import { Pencil, Eraser } from 'lucide-vue-next'
 import { Button } from '@/components/ui/button'
 import { useTabStore } from '@/pinia/tab'
 import { useHtFeeMethodReloadStore } from '@/pinia/htFeeMethodReload'
+import { matchPricingPaneReload, usePricingPaneReloadStore } from '@/pinia/pricingPaneReload'
+import { ZXFW_RELOAD_SERVICE_KEY } from '@/lib/zxFwPricingSync'
 import {
   AlertDialogAction,
   AlertDialogCancel,
@@ -89,6 +91,7 @@ const props = defineProps<{
 }>()
 const tabStore = useTabStore()
 const htFeeMethodReloadStore = useHtFeeMethodReloadStore()
+const pricingPaneReloadStore = usePricingPaneReloadStore()
 
 const createRowId = () => `fee-method-${Date.now()}-${Math.random().toString(16).slice(2, 8)}`
 const createDefaultRow = (name = ''): FeeMethodRow => ({
@@ -606,6 +609,18 @@ watch(
   }
 )
 
+watch(
+  () => pricingPaneReloadStore.seq,
+  (nextVersion, prevVersion) => {
+
+    if (nextVersion === prevVersion || nextVersion === 0) return
+    const contractId = String(props.contractId || '').trim()
+    if (!contractId) return
+    if (!matchPricingPaneReload(pricingPaneReloadStore.lastEvent, contractId, ZXFW_RELOAD_SERVICE_KEY)) return
+    void loadFromIndexedDB()
+  }
+)
+
 watch([hasFixedNames], () => {
   if (!detailGridOptions.context) return
   detailGridOptions.context.fixedNames = hasFixedNames.value
diff --git a/src/components/common/XmFactorGrid.vue b/src/components/common/XmFactorGrid.vue
index f3b08fa..1d69337 100644
--- a/src/components/common/XmFactorGrid.vue
+++ b/src/components/common/XmFactorGrid.vue
@@ -39,6 +39,7 @@ const props = defineProps<{
   dict: DictSource
   disableBudgetEditWhenStandardNull?: boolean
   excludeNotshowByZxflxs?: boolean
+  initBudgetValueFromStandard?: boolean
 }>()
 
 const detailRows = ref<FactorRow[]>([])
@@ -108,7 +109,7 @@ const buildDefaultRows = (): FactorRow[] => {
       code: item.code,
       name: item.name,
       standardFactor,
-      budgetValue: null,
+      budgetValue: props.initBudgetValueFromStandard ? standardFactor : null,
       remark: '',
       path: buildCodePath(item.code, id, codeIdMap)
     }
diff --git a/src/components/views/HtFeeRateMethodForm.vue b/src/components/views/HtFeeRateMethodForm.vue
index 50fe38f..b06d7be 100644
--- a/src/components/views/HtFeeRateMethodForm.vue
+++ b/src/components/views/HtFeeRateMethodForm.vue
@@ -132,6 +132,7 @@ watch(
 watch(
   () => pricingPaneReloadStore.seq,
   (nextVersion, prevVersion) => {
+    console.log(pricingPaneReloadStore.seq)
     if (nextVersion === prevVersion || nextVersion === 0) return
     const contractId = String(props.contractId || '').trim()
     if (!contractId) return
diff --git a/src/components/views/XmConsultCategoryFactor.vue b/src/components/views/XmConsultCategoryFactor.vue
index cc307c9..87e350c 100644
--- a/src/components/views/XmConsultCategoryFactor.vue
+++ b/src/components/views/XmConsultCategoryFactor.vue
@@ -51,5 +51,6 @@ onActivated(() => {
 
 <template>
   <XmFactorGrid title="咨询分类系数明细" storage-key="xm-consult-category-factor-v1" :dict="filteredServiceDict"
-    :disable-budget-edit-when-standard-null="true" :exclude-notshow-by-zxflxs="true" />
+    :disable-budget-edit-when-standard-null="true" :exclude-notshow-by-zxflxs="true"
+    :init-budget-value-from-standard="true" />
 </template>
diff --git a/src/components/views/XmMajorFactor.vue b/src/components/views/XmMajorFactor.vue
index e62a351..1a9035f 100644
--- a/src/components/views/XmMajorFactor.vue
+++ b/src/components/views/XmMajorFactor.vue
@@ -60,6 +60,7 @@ onActivated(() => {
     :dict="filteredMajorDict"
     :disable-budget-edit-when-standard-null="true"
         :exclude-notshow-by-zxflxs="true"
+    :init-budget-value-from-standard="true"
 
   />
 </template>
diff --git a/src/pinia/pricingPaneReload.ts b/src/pinia/pricingPaneReload.ts
index b9ff43a..53f393e 100644
--- a/src/pinia/pricingPaneReload.ts
+++ b/src/pinia/pricingPaneReload.ts
@@ -26,6 +26,7 @@ export const usePricingPaneReloadStore = defineStore('pricingPaneReload', {
         at: Date.now()
       }
       this.seq += 1
+      console.log(this.seq)
     }
   }
 })